How about this for a path forward to improve the economy and reduce our national debt? Congress should adjust the tax laws to remove industry specific deductions like the home mortgage interest deduction in 10% increments for all loans originated in 2014 or later. So there will be a natural incentive to immediately refinance or purchase a new home to get the full deduction for the life of the mortgage. And ultimately this major tax deduction will elimated for any loan originated in 2024. It gives a short term incentive to act and long term correction to remove all tax deductions.